Browsing: Banks

Key Insight: The battle over Illinois’ ban on certain “swipe” fees is not over, as a coalition of banking trade groups appeals the latest court ruling.Expert…

Key insight: Regional banks that completed M&A deals in 2025 would have seen slower-than-average core deposit growth without their acquisitions.Supporting data: Absent the acquisitions, banks in…

I’ve long said that the banks weren’t interested in mortgages anymore.Their distaste for home loans probably began post-2008 when several were forced to close their doors.…

Key insights: U.K. banks are considering a locally based payment network, and Americans are big contributors to spending influxes in Italy for the Olympic games. What’s at…

Doubling down on what has worked in the past — especially if it’s still working now — may inadvertently trap banks into business models ill-suited for…

Key Insight: Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed is exploring ways to reduce banks’ regulatory costs associated with mortgage lending and…

Key insights: ACH Network volume is on the rise as checks decline. What’s at stake: The growth could reduce bank deposits and card payments. Forward look: Nacha has…

Two Australian lenders are hitting borrowers with interest rate hikes larger than the Reserve Bank’s February increase, but there is a silver lining. The recently-merged Unity…

Key insight: New Treasury protocols use high-performance data processing to review millions of past records for links to cartels and benefit fraud.What’s at stake: Banks in…

What’s at stake: A quantum attack on a top bank’s payment access could trigger a cascading failure costing the U.S. economy up to $3.3 trillion.Supporting data:…