Browsing: Banks

Key takeaway: The current Basel III capital proposal does not explicitly include mortgage insurance as a factor in determining a loan’s risk weight, but seeks industry…

Processing ContentKey insight: Federal bank regulators reduced the Community Bank Leverage Ratio to 8% and extended the grace period to allow small banks more flexibility.Supporting data:…

Key insight: A bank’s regulatory posture is no longer fully within its own control. When a critical vendor becomes subject to new supervisory expectations, the bank’s…

Key insight: Though credit quality seems to be holding steady industry-wide, office loan problems remain a sore spot for bank investors.Supporting data: At Washington Trust, total…

When U.S. regulators unveiled revisions to the so-called Basel III endgame proposal that lowered capital requirements for both global systemically important banks and smaller institutions, the…

Processing ContentKey insight: Keeping financial information siloed at individual institutions severely restricts the banking industry’s collective ability to stop illicit finance. Expert quote: “Robust and appropriate sharing”…

Early one recent morning, a team of researchers at Alibaba were urgently summoned to a meeting. The company’s cloud computing firewall had flagged several security policy…

Key insight: Banks are adopting tokenized deposits at a greater rate than stablecoins, according to American Banker’s analysis. What’s at stake: Both stablecoins and tokenized deposits…

We believe everyone should be able to make financial decisions with confidence. While we don’t cover every company or financial product on the market, we work…

Key insight: Major banks are taking more precautions to protect their CEOs after a health insurance executive was gunned down in 2024.Supporting data: Some large financial…