Browsing: Score

President Donald Trump reiterated last week his call to temporarily limit credit card interest rates. But experts say consumers already have a powerful way to get…

You know credit scores are important, but you may be wondering how they are calculated and what the big deal is. This all-important number can be…

Before you go shopping for a new home, you’ll want to ensure that you meet the credit score requirements to secure a mortgage loan. And while…

Srdjanns74 | Istock | Getty ImagesAmericans haven’t been this worried about falling behind on their debt since the start of the pandemic, new data from the…

In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a refinance.The…

Even as some households take on more debt, consumer credit scores broadly remain strong. Experts say that may be masking signs of trouble: The so-called “K-shaped”…

A reader just told me that he was able to get a client approved for a refinance with a sub-500 FICO score.And this is a conforming…

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score.Expert quote: Experian’s Scott Brown suggests the model lets lenders “say yes” more…

Your credit score plays an important role in your financial life. Lenders, landlords, and even some employers may review it as part of their decision-making process.…

Passengers walk through the entrance of a TSA PreCheck in Terminal One at O’Hare International Airport in Chicago on Feb. 1, 2017.Armando L. Sanchez | Chicago…