Browsing: reform

Key insight: Involuntary medical debt continues to impair the credit of an untold number of otherwise creditworthy Americans. Federal courts have left the door open for…

Key insight: The House Financial Services Committee has a new legislative package that would address deposit insurance reform, including a bill with companion legislation in the…

To the Editor,Processing ContentRecent commentary portraying deposit insurance parity as a giveaway to credit unions (ICBA’s support of higher FDIC coverage is a gift to credit…

Key insight: Bipartisan House bills that would limit largest banks from acquiring failed banks to counter industry concentration passed the House Financial Services Committee during a…

A proposed increase to federal deposit insurance levels for certain business accounts is a necessary reform that will support community banks and the communities they serve,…

Key insight: Deposit insurance reform might move more slowly in the House than the Senate as members expressed concerns about the overall cost. What’s at stake: Some…

A proposal before Congress to raise the federal deposit insurance cap to $10 million for non-interest-bearing business accounts would help community banks continue recycling deposits into…

Key insight: Senators reduced proposed business account insurance limit from $20 million to $10 million, exempting banks under $10 billion of assets from costs.What’s at stake:…

The enhanced Supplementary Leverage Ratio has for too long wrongly penalized low-risk market-making activity by U.S. banks. Targeted reforms come at a time when liquidity is…

In the world of global finance, risk is a multitrillion-dollar word. It’s the invisible force that can destabilize markets, threaten fortunes and erode public trust.Yet in…