Browsing: reform

A proposed increase to federal deposit insurance levels for certain business accounts is a necessary reform that will support community banks and the communities they serve,…

Key insight: Deposit insurance reform might move more slowly in the House than the Senate as members expressed concerns about the overall cost. What’s at stake: Some…

A proposal before Congress to raise the federal deposit insurance cap to $10 million for non-interest-bearing business accounts would help community banks continue recycling deposits into…

Key insight: Senators reduced proposed business account insurance limit from $20 million to $10 million, exempting banks under $10 billion of assets from costs.What’s at stake:…

The enhanced Supplementary Leverage Ratio has for too long wrongly penalized low-risk market-making activity by U.S. banks. Targeted reforms come at a time when liquidity is…

In the world of global finance, risk is a multitrillion-dollar word. It’s the invisible force that can destabilize markets, threaten fortunes and erode public trust.Yet in…

Congress can and should enact meaningful deposit insurance reform, but the current proposal before lawmakers is misguided, writes Christopher Williston, of the Independent Bankers Association of…

After the Veterans Affairs Servicing Purchase (VASP) program was abruptly wound down earlier this year, scores of veteran homeowners were left at risk of foreclosure.The Biden-Harris…

House Financial Services Committee ranking member Maxine Waters, D-Calif., left, and committee chair French Hill, R-Ark., at a committee hearing in June. Bloomberg News WASHINGTON —…

Federal Reserve Gov. Michelle Bowman, who was confirmed as the central bank’s next Vice Chair for Supervision this week. Bloomberg News Bank ratings, examination practices and…