Browsing: PaymentsSource

Key insight: Checkout.com’s Georgia MALPB charter enables direct U.S. merchant-acquiring operations.Expert quote: Klaros Group’s Michele Alt says that state alternative charters help solve the fintech–bank charter…

Key insights: A 10% interest-rate cap could reduce lending volume and earnings for payment companies.What’s at stake: Credit card debt is at record highs, with consumers…

Key insights: Banks are keenly aware of digital assets, and some are testing and building products; but most are just talking about the nascent technology. What’s at…

Key insights: Google unveiled the Universal Commerce Protocol at the National Retail Federation’s annual conference in New York on Sunday. What’s at stake: The Universal Commerce Protocol,…

Key insights: The earned wage access market is getting more competition from new fintechs.  What’s at stake: Most of these transactions involved bank accounts, creating a need…

Key insights: JPMorganChase is taking over the Apple Card from Goldman Sachs.What’s at stake: The deal ends more than a year of speculation about which credit…

Key insights: JPMorganChase’s Kinexys blockchain unit is looking to scale digital assets, and is betting on growing demand.  What’s at stake: Banks and fintechs are selling services…

Key insights: Euronet is buying CrediaBank’s merchant acquiring unit, Lloyds is set to shutter its invoice financing business and an industry group is calling for increased…

Key insights: 2025 was a year marked by new guidance from the CFPB, six new state regulations, product and market expansion from existing EWA providers, and…

Key insights: Articles about stablecoins, scams, fintechs, premium credit cards and open banking were just some of the topics that struck a chord with American Banker…