Browsing: Debt

Credit card balances are ticking higher in 2025, according to a new quarterly report on household debt from the Federal Reserve Bank of New York.Balances rose by $27…

If you’ve ever had debt in collections, you probably know how overwhelming the situation can feel. Constant phone calls and the fear of what might happen…

If you’re facing $15,000 in credit card debt, it can feel like there’s no clear way forward. But with a focused plan and consistent effort, it’s…

Most people get energized to make changes in the New Year. But here’s a thought worth considering: summer may be the best time for fresh starts,…

Why finishing college could help solve the student loan crisis Policymakers often blame student loan delinquencies and defaults on the amount of debt. But I argue…

If you’re juggling multiple debts, you might be looking for a fresh start. Debt consolidation and bankruptcy are two paths to getting a handle on your…

One mistake people make when offering debt tips is ignoring the emotional impact of all those numbers. Staring down a mountain of credit card bills or…

It’s not uncommon for people to feel overwhelmed by filing their taxes. And if you end up owing the IRS more than you can afford, that…

Many people use credit to cover costs like medical bills, education, or daily expenses. Over time, though, interest charges and fees can make it harder to…

If you’re juggling multiple debts, a debt consolidation loan might offer a way to simplify payments. But what happens if your financial situation worsens and you…