Browsing: credit

Key insight: A university credit union’s acquisition accelerates its embedded family banking product strategy.Expert quote: Reseda CTO Ben Maxim says Tandem can serve cohabiting students, siblings…

Social media has been abuzz lately with news that Fannie Mae no longer requires a minimum credit score.Traditionally, both Fannie Mae and Freddie Mac required a…

Mission Lane is a financial technology company (aka “fintech”) that offers three credit cards for varying credit profiles. Regardless of where you are in your credit…

Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score.Expert quote: Experian’s Scott Brown suggests the model lets lenders “say yes” more…

At a recent event, I had the opportunity to work closely with a group of first-generation professionals. Many of them were building careers, navigating new industries,…

As air travel cancellations and delays mount during the government shutdown, affected travelers will want to consider all their avenues for recourse — including the credit…

If juggling multiple credit card bills each month feels like a circus act, it might be time to consider a debt consolidation loan. This type of…

U.S. Bank has launched three new co-branded credit cards for Edward Jones clients that cater to different uses, from saving on interest to earning rewards. The…

Key insight: Agentic AI tools can enable growth for credit unions without replacing existing systems.   Supporting Data: Forty-six percent of credit unions expect AI to affect customer…

Maintaining a healthy financial life starts with understanding what lenders see when they review your credit history. That information comes from your credit report, not your…