Browsing: credit

It’s true that credit is an important part of qualifying for a home loan, but it’s not the end-all and be-all. Buying a home with no…

You’ve paid your bill, avoided big splurges, and still, your credit card balance keeps creeping up. What gives? The culprit might be hidden credit card fees, which…

Total credit card debt in the United States reached roughly $1.23 trillion in Q3 of 2025. This means that the average American consumer is carrying a credit…

A tumultuous 2025 for credit unions was highlighted by disarray at the industry’s governing body and banks’ renewed attack on the sector’s income-tax exemption.Processing ContentCredit unions…

Many people look for ways to manage debt when monthly payments start feeling unmanageable. Two common options are debt consolidation and credit counseling. While they both aim to make…

It can be difficult to secure a home loan with a bad credit history but there are ways you can improve your chances. If you have…

Every year, Hillary Lanier puts her holiday shopping on credit, racking up debt that takes months to pay off. This season, the production planner said her…

In case you’re unaware, mortgage lenders pull a tri-merge credit report when you apply for a mortgage, whether it’s for a home purchase or a refinance.The…

Key insight: Passive, real-time call fraud scoring reduced fraud exposure and improved member experience for MSUFCU.Expert quote: Fraud strategist Frank McKenna said humans can’t reliably detect…

If you’ve ever wondered, “Am I using credit cards too much?”, you’re not alone. Many people start swiping for convenience, only to end up tangled in…