Browsing: charter

Key insight: Brazil’s Nubank received conditional approval from the Office of the Comptroller of the Currency to enter the U.S. digital banking market.What’s at stake: The…

Key insight: The OCC’s review of World Liberty Financial will go on despite Democrats’ concerns about the Trump family’s conflict of interest. Expert quote: “The OCC’s review…

Key insights: Buy now, pay later lender Affirm submitted applications to the Federal Deposit Insurance Corp. and the Nevada Financial Institutions Division to create Affirm Bank. What’s…

Key insight: Checkout.com’s Georgia MALPB charter enables direct U.S. merchant-acquiring operations.Expert quote: Klaros Group’s Michele Alt says that state alternative charters help solve the fintech–bank charter…

Key insight: Bunq plans to leverage E.U. banking tech to target U.S.-based digital nomads.  What’s at stake: U.S. chartering could shift competitive dynamics among European neobanks and…

(Bloomberg) — World Liberty Financial, the crypto venture co-founded by President Donald Trump, is seeking a national trust bank charter for one of its entities that…

The line between fintechs and banks continued to blur in 2025 as fintech companies acquired or applied for bank charters in various forms this year. From…

Key insight: The OCC’s conditional approval of five crypto-focused national trust bank charters has spawned a debate over whether digital-asset custody and stablecoin-related activities fit within…

Key insights: PayPal submitted applications to the Utah Department of Financial Institutions and the Federal Deposit Insurance Corporation to create PayPal Bank. What’s at stake: Payment companies…

Key insight: VALT Bank’s founders aim to build a digital business-banking platform focused on lending, deposits, cash management and advisory tools.Supporting data: Community-bank numbers have sharply…