Browsing: Capital

Violetastoimenova | E+ | Getty ImagesLAS VEGAS — As 2025 winds down, many investors are bracing for year-end mutual fund distributions, which can trigger a hefty…

Cutting the eSLR to foster U.S. Treasury demand is systemically risky business, writes Kurt Schacht, of CFA Institute Systemic Risk Council.Graeme Sloan/Bloomberg Eighteen years ago, global…

Key insight: Banks’ buyback plans signal confidence that regulators will implement capital requirements that are more lax than proposed rules during the Biden administration.Supporting data: The…

Well-managed community banks deserve the ability to make the case for lowering their capital levels, writes Adam Mustafa, of Invictus Group.Andrew Harrer/Bloomberg News Deregulation — particularly…

Key insight: American Banker’s 2025 Small Business Banking conference offered several panels and discussions about how banks can best serve small-business owners.What’s at stake: Bankers see…

Key insight: Texas Capital’s multiyear turnaround reached a milestone in the third quarter when the bank achieved a key profitability target that it set four years…

Key insight: Capital One’s third-quarter financials beat consensus analyst estimates as it continues to integrate its historic acquisition of Discover Financial Services.Supporting data: The company’s net…

Cornerstone Capital Bancorp, a one-time independent mortgage banker that acquired a depository, has agreed to purchase another bank, Peoples Bancorp of Lubbock, Texas.Terms of the transaction…

The enhanced Supplementary Leverage Ratio has for too long wrongly penalized low-risk market-making activity by U.S. banks. Targeted reforms come at a time when liquidity is…

Key insight: The standard for strong passwords has shifted away from complex characters and toward longer “passphrases” made of multiple random words, which are easier to…