Browsing: Banks

Key insight: Fintechs are threatening bank share of B2B commercial cards. What’s at stake: A market that totals more than $4 trillion. Forward look: Travel and fleet cards…

Former Federal Deposit Insurance Corp. Chair Sheila Bair argues that community banking in the U.S. is being slowly strangled by regulations that place heavier burdens on…

Key insight: Gen Z’s deposit shifts and nontraditional payments undermine traditional credit pathways.What’s at stake: Banks risk lost deposits and future lending revenue if they ignore…

Key insight: Community banks may be able to benefit from the enormous buildup of AI capacity, as the cost of AI-based fraud detection falls.What’s at stake:…

Key Insight: Due to both production and circulation issues, one-cent coins are suddenly much harder to come by, causing problems for cash businesses and their lenders.Supporting…

Key insights: Banks are by and large lowering interest rates on deposit accounts.Expert quote: “Until loan growth really comes back in a more significant way, what…

Key insight: A critical law that gave companies legal protection to share cyber threat information with each other and the government has expired.What’s at stake: Bankers…

Key Insight: Americans are increasingly overwhelmed by all their digital subscriptions, leaving an opening for banks to help organize and save money on them.Supporting Data: In…

Key Insight: Financial institutions face a tight Dec. 5 compliance deadline to identify and remediate people and companies that had accounts shut. What’s at Stake: Bankers are…

Expert quote: A new report out today describes the rise of scams as a “global conflict” and a “whole-of-society threat to America.”Supporting data: Reported fraud losses…