Credit cards for stay-at-home parents or guardians

Friday, August 29

Credit cards for stay-at-home parents or guardians

Best for fair credit

Capital One Platinum Credit Card

4.2

The Capital One Platinum Credit Card is an accessible, affordable option for building or establishing credit as a first-time cardholder. You won’t earn rewards or cash back, but having a line of credit can do wonders for your credit score and start you on a track toward financial independence.
Pros

You’ll have access to free credit monitoring tools to easily track your score and watch your progress.

It’s a great pick for new cardholders with limited credit history because it offers a good chance of approval for people with fair credit scores.
Cons

This card doesn’t offer rewards or flashy perks, so it has limited long-term value.

With no intro APR offers and a substantial ongoing APR, carrying any balance on the card can turn into a financial burden.

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