Annual fee winner
Tie
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Neither the Citi Custom Cash Card nor the Citi Double Cash Card charges an annual fee, and that’s common among cash back credit cards. This makes either card — or both — a solid choice if you’re looking to avoid the risk of an annual fee cutting into your rewards earnings.
Indeed, the Double Cash card offers one of the highest flat cash back rates and the Custom Cash offers one of the highest rates you can get in categories like groceries, gas and dining while paying no annual fee.