| Ally Bank | Marcus by Goldman Sachs | |
|---|---|---|
| Bankrate score | 5.0 | N/A |
| Monthly fees | None | N/A |
| Minimum deposit to open | None | N/A |
| APY | 0.10% – 0.25%* | N/A |
| Overdraft fee | None | N/A |
| Features |
|
N/A |
| What to watch for | Outgoing domestic wire transfers cost $20 per transfer. | N/A |
| Note: Annual percentage yields (APYs) shown are as of August 28, 2025, and may vary by region for some products.*Balances less than $15,000 earn 0.10 percent APY, while balances above that threshold earn 0.25 percent APY. | ||
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