A guide to luxury credit cards

While there are scarce published details about the J.P. Morgan Reserve® Card*, we do know that it’s offered on an invite-only basis. This means you’ll have to have considerable assets held with J.P. Morgan to be considered, and that the card is targeted to high-net-worth individuals.

The J.P. Morgan Reserve® Card reportedly has a $550 annual fee, which is on par with the Chase Sapphire Reserve. The card also comes with some similar benefits, including a $300 annual travel credit and a Priority Pass Select airport lounge membership.

Rewards earned with this card work within the Chase Ultimate Rewards universe, meaning they can be used for cash back, gift cards, travel through Chase or point transfers to Chase airline or hotel partners. The J.P. Morgan Reserve® Card also comes with Visa Infinite benefits.

Annual fee: $550

Standout perk: $300 annual travel credit