Discover it Miles vs. Bank of America Travel Rewards credit card

Both of these cards have the same introductory APR offer for both purchases and balance transfers.

The Bank of America Travel Rewards offers a 0 percent intro APR on balance transfers made in the first 60 days and on purchases for the first 15 billing cycles after account opening. A 3 percent intro balance transfer fee also applies during those first 60 days, but after that, it rises to 4 percent.

After the intro period ends, the card’s 18.24% – 28.24% Variable APR on purchases and balance transfers kicks in.

In comparison, the Discover it Miles also offers a 0 percent intro APR on purchases and balance transfers for 15 months. The offer also comes with an intro balance transfer fee of 3 percent, but it rises to 5 percent after the date specified in your card agreement. After the intro period, the card’s 18.24% – 27.24% Variable APR kicks in.