| Rewards program | Baseline value | Bankrate value* | Estimated value of 50,000 points/miles |
|---|---|---|---|
| American Express Membership Rewards | 1 cent (0.6 cents toward cash rewards) |
2.0 cents | $1,000 |
| Bank of America travel rewards | 1 cent (1 cent toward cash rewards) |
1.0 cents | $500 |
| Bilt Rewards | 1.25 cents (0.55 cents toward cash rewards) |
2.1 cents | $1,050 |
| Capital One miles | 1 cent (1 cent toward eligible travel purchase credits; 0.5 cents for other cash back redemptions) |
1.7 cents | $850 |
| Chase Ultimate Rewards (Chase Sapphire Preferred® Card and Ink Business Preferred® Credit Card) | 1.25 cents (1 cent toward cash rewards) |
2.0 cents | $1,000 |
| Chase Ultimate Rewards (Chase Sapphire Reserve®) | 1.5 cents (1 cent toward cash rewards) |
2.0 cents | $1,000 |
| Chase Ultimate Rewards (other Ultimate Rewards cards) | 1 cent (1 cent toward cash rewards) |
1.0 cents | $500 |
| Citi ThankYou Points (Citi Premier® Card – No longer available) | 1 cent (1 cent toward cash rewards) |
1.6 cents | $800 |
| Citi ThankYou Points (basic ThankYou points) | 1 cent (1 cent toward cash rewards) |
1.0 cents | $500 |
| Discover miles | 1 cent (1 cent toward cash rewards) |
1.0 cents | $500 |
| U.S. Bank FlexPerks | 1.5 cents (1 cent toward cash rewards) |
1.5 cents | $750 |
| Wells Fargo Rewards | 1 cent (1 cent toward cash rewards) |
1.0 cents | $500 |
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