Chase Sapphire Preferred Card vs. Chase Sapphire Reserve

The Sapphire Reserve is renowned for top-of-class travel rewards. Cardholders get a whopping 10X total points on hotel stays and car rentals (and 5X on airfare) through Chase Travel, whereas spending on all eligible travel through Chase Travel with the Preferred card earns 5X points. Additionally, Reserve cardholders get 5X points on Lyft rides through September 2027 and 3X points on general travel (compared to the Preferred’s 2X points on general travel).

While the Preferred’s rewards are nothing to sneeze at, its rates are slightly lower compared to what you’ll get with Chase Sapphire Reserve if travel spending is a significant part of your budget.