Annual fee winner

Blue Cash Everyday
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The Blue Cash Preferred charges a $95 annual fee ($0 intro annual fee for the first year), whereas the Blue Cash Everyday comes with no annual fee. It’s easy to see how the Blue Cash Everyday wins in the long run since you won’t have to pay a yearly fee for card membership for similar redemption options.
That said, if you max out the Blue Cash Preferred U.S. supermarket 6 percent earning, you’ll earn $360 in cash back on those purchases alone in a year, well more than offsetting that card’s annual fee.